Busy Moms Budget Workbook
Build a Budget You Can LIVE With (EVEN if you have never been able to stick to a budget before!)
It's easy for me to say the best way to reach your money goals is with a budget... BUT
It can be totally overwhelming to know where to start...
To find a method that works - but doesn't take hours to set up and then update every month
Or that captures irregular expenses or helps you plan for large, infrequent purchases...
... and what about if your income is inconsistent?
And how are you supposed to make monthly bills match up to weekly or bi-weekly paychecks??!?
Maybe you've built budgets before... but just can never seem to stick with it
You likely forced your PERSONAL lifestyle into a pre-set formula that set unrealistic targets, setting you up for failure.
...Or it still didn't leave yourself any money for fun, or even just some breathing room.
And you are no closer to your financial goals than when you started.
You feel stuck in the paycheck to paycheck grind, and hopeless to ever get out of it.
You have started to wonder if you'll ever be able to get out of your debt, save up for your dream home, your retirement or your kids' college funds.
Before you give up, you just need one thing...
Meet Meghan | Family Finance Mom
I spent my whole childhood watching the adults in my life work incredibly hard - but constantly struggle with money.
It wasn't until my passion for math led me to a degree in Finance and a career I loved as a financial analyst, that I learned it doesn't have to be that way.
When I left my career to be a SAHM to three kids of my own, I realized how many families still live just like mine did growing up... and that I could use my passion to help.
We used it to get out of $60,000 in student loans EACH, and pay off our mortgage to become completely debt free!
In a moment, I'm going to share with you what I've learned over my life in Finance AND as mom of 3 kids in a now totally debt-free household... and show you how, with just a few simple tasks, you can transform your money situation from one of stress and worry to total financial boss!
... and the best part?
You can check it out for FREE if you choose...
The Busy Moms Budget Workbook
The Busy Moms Budget Workbook will guide you through a simple, 5 step process to build your budget each month, while constantly improving, and fine-tuning it to get you closer to your family's long-term goals... each and every month.
It starts by helping your figure out YOUR starting point - meeting you where you are now, without trying to force your family's finances into a one-size fits all solution.
Because personal finance is just that... PERSONAL!
No two budgets will look exactly the same because we all have different goals, lifestyles, priorities, live in different places and have different incomes... and that's OKAY!!!
The Busy Moms Budget Workbook will guide you through reviewing your ACTUAL historical expenditures, set you up with a FINANCIAL CALENDAR, show you how to turn irregular or large expenses into monthly, planned savings, and even get you on a plan to payoff your debt.
And that's all before you build your first budget...
5 Workbook Sections
The Busy Moms Budget Workbook contains 5 sections
1. Introduction - explains Family Finance Mom philosophy
2. Getting Started - laying the groundwork to make your budget successful
* Set Your Goals - how to properly set and define financial goals so they are attainable
* Face the Facts - review your actual historical expenditures
* Family Finance Meeting - how to talk about money with your spouse so you are on the same page
* Financial Calendar & Sinking Funds - how to start to look beyond just planning month to month and eliminate irregular expenses
* Build Your First Budget - with all your information gathered, you have everything you need to put it all together
3. Busy Moms Budget Process - every month from now on, you will run a simple 5 Step Process using the pages provided in this workbook
4. Frequently Asked Questions - these are questions I get asked again and again to help you troubleshoot and make your first months as successful as possible
5. Appendix - with additional templates you can copy again and again, month after month and year after year
5 Step Busy Moms Budget Process
Once you complete your data gathering and build your first budget using the Getting Started section of the workbook, each month thereafter, you will follow the simple, 5 Step Busy Moms Budget Process:
- Record ACTUAL expenditures
- Compare ACTUALS vs. BUDGET
- Research VARIANCES
- Use history plus additional month to set NEW BUDGET
- Consult FINANCIAL CALENDAR to make sure you didn't miss anything!
The monthly process is a virtual feedback loop, with every month giving you more data to make the next month's budget even better. Each month, you will see your variances get smaller as you become more aware and more informed of your family's spending habits and patterns.
It is not about merely recording and reporting what you spent every month - but planning ahead for the month, and year to come, and telling your money where to go when the time comes.
Frequently Asked Questions
Ready to get started???
Just click Enroll in Course and you'll be directed to a secure order page where you can provide your billing information... and if price is a concern, let me make this decision easy for you:
You get a 30-day, 100% money-back guarantee. If for any reason you aren't satisfied, if you order now, you won't risk losing anything. Order the Busy Moms Budget Workbook. Print it out. Download the spreadsheets, if that's your preference. Join the Busy Moms Budget private group. Try it out for 30 days... and if you are not completely happy with your progress, ask and receive a full refund of your purchase price. No questions asked.
And best of all? It's just the one-time payment. No monthly fees. The Workbook, spreadsheets and group membership are yours forever - to use for as long as you like.